Steed Talker

Experience The Freedom Of Checkbook Control


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    Don’t let custodian fees eat away your retirement savings.

    Discover the secret of Self-directed Retirement Plans that offer you total control and the ability to invest in real estate, mortgage notes, trust deeds, and much more!


    “As an experienced, but creative, real estate investor, I’m always looking for additional ways to finance my investment properties and save on taxes. For years, I have heard of the incredible benefits of the Solo 401(k) but never bothered to look into it, as every article and video seemed too complicated. After reading “IRA Makeover” from SenseFinancial, I finally feel like I have a grasp on how it all works and why I need one now. I am working with Dmitriy and his team to set up my Solo 401(k) and am excited to begin this new journey.”

    Brandon Turner

    VP of Communications

    co-host of the BiggerPockets Podcast

    “There are a growing number of ‘insiders’ that understand the power of using self-directed accounts to invest in real estate. Most of the people bragging about big checks and paydays have no idea how to ‘keep’ more of what they make – and nothing else matters. It’s not rocket science, but you need a trusted advisor on your side. Dmitriy is that guy, and this is the book to help you better understand that opportunity.”

    Mike Hambright

    Chief Nerd


    “Self-directed investing is one of the most powerful loopholes that can be used to build wealth through real estate. Think about it: Would you rather pay the IRS or pay towards your own retirement? As a tax strategist working specifically with real estate investors, I feel that that every investor needs to read this book!”

    Amanda Y. Han

    Keystone CPA. Inc.

    Author of Tax Saving Strategies for the Savvy Real Estate Investor


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      What You’ll Learn

      In The IRA Makeover eBook, you will find the answers to all your questions about self-directed retirement plans such as Solo 401k and self-directed IRA, all the secrets that custodians and fund managers don’t want you to know, and wealth building strategies used by successful investors.

      In this book, you’ll explore:

      Contributing nearly 10 times more than an IRA allows

      Investing with little to no money down is possible, but it’s not about some step by step strategy. It’s about a mindset.

      Properties, Mortgage Notes, Trust Deeds, and More!

      Investing in real estate is possible, among many other non-traditional options.

      Your Own Private Bank That Never Turns You Down

      Borrow up to $50,000 from your account and pay interest to your own retirement account instead of another lender.

      Tax-free wealth secrets used by successful investors

      Learn the absolute fastest way to accumulate massive amounts of tax-free cash so you can be financially free.

      Self-directed account with Checkbook Control

      Say goodbye forever to your IRA custodian, their fees, confusing paperwork and their snail’s pace that can kill your deals.

      Asset & Creditor Protection

      Enjoy tax-deferred or tax-free growth and protect your assets from all lenders and creditors.


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        What Other Readers Are Saying


        “Great information from a trusted business partner. Our company (Norada Real Estate Investments) sends clients to Dmitriy because he does a great job explaining the various self-directed options to our clients. His company and eBook can help you navigate this misunderstood area to expand your investing possibilities.”

        Marco Santarelli –


        Norada Real Estate

        “I have known Dmitriy for several years and he is great at illuminating the issue of Self Directed retirement accounts. OTA Tax Pros works exclusively with Sense Financial on all self directed retirement accounts and we set up dozens of plans for our clients using Sense Financial. The IRA Makeover book will provide you with all the information you need about how to take control of your retirement account, what investments are available to you, the rules you need to follow and much more.”

        Michael Atias

        Director of Tax Services

        Online Trading Academy


        “Dmitriy is an expert in the Self-Directed IRA space and this book is a must read for anyone wanting to grow their wealth using a self-directed retirement accounts.”

        Joe Fairless,

        Author of Best Real Estate Investing Advice Ever,


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          About the Author

          Dmitriy is the founder and president of Sense Financial Services LLC, a boutique financial firm specializing in self-directed retirement accounts with checkbook control. He began his career in financial planning and real estate investing in 2000. Over the years, he has instructed hundreds of investment and financial planning seminars and has mentored thousands of investors.
          Dmitriy founded Sense Financial Services to help his clients maximize their returns on investments while protecting their hard-earned money. He is very passionate about helping families and individuals achieve financial freedom by following proven Biblical principles of financial planning and investing.


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          “Having been a professional in the real estate industry for the past 11 years, I’ve met all kinds of Self-Directed Retirement account specialists and no one seems to have the amount of knowledge on this subject that Dmitriy Fomichenko has. He is certainly an industry leader, and this book sets the standard for self-directed investing and taking control of your retirement account. It’s sad that so few people know or understand this subject, but I guarantee to anyone that reads this book that the value of knowledge that can be gained is immeasurable. You are throwing money away if you are not in charge of your retirement account investments and following these principles! Thank you Dmitriy for providing this invaluable content.”

          Scott Pastel

          VP of Marketing/Partner

          Marshall Reddick Real Estate

          “Dmitriy is a SDIRA/Solo-401(k) king! In this e-book, he does an excellent job of drilling down into the technicalities of self-directed IRAs and Solo-401(k)s without overwhelming a non-technical reader. This is a must have book for any investor using retirement vehicles in their investment strategy.”

          Brandon Hall, CPA


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