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Revolutionizing Real Estate Financing with Saurabh Shah - REIA - 469

Revolutionizing Real Estate Financing with Saurabh Shah – REIA – 469

In this episode, we dive into the world of real estate financing with Saurabh Shah, co-founder of InstaLend Corporation. Shah sheds light on how InstaLend is revolutionizing the financing landscape for real estate investors across the United States with their unique, efficient, and flexible lending solutions.

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Key Highlights:

InstaLend’s Mission:

  • A private lender offering efficient short-term and long-term real estate financing.
  • Specializes in asset-based underwriting, financing up to 90% of the purchase price and 100% of rehab costs.

Unique Underwriting Approach:

  • Focuses on asset-based criteria rather than income verification.
  • Quick approval turnaround of 7 to 10 days.
  • Emphasis on a Debt Service Coverage Ratio (DSCR) of 1.1, providing an edge for investors facing high-interest institutional loans.

Diverse Loan Options:

  • Catering to various needs including fix and flips, new construction, rental, portfolio loans, and commercial properties.
  • Minimum loan amount set at $250,000.
  • Available to both US investors and foreign nationals.

Innovative Features:

  • Low minimum loans for single-family homes.
  • Direct access to appraisers and mobile technology for self-inspections.
  • Interest-only payments and no prepayment penalties.
  • Flexible terms with no seasoning requirements.
  • Refinancing options into 30-year mortgages for completed rehab projects.
  • Loans offering up to 90% reimbursement for all-cash property purchases.

Market Insights and Future Outlook:

  • Anticipation of increased market activity due to potential interest rate reductions and demand-supply imbalances.
  • Importance of customized underwriting criteria such as loan-to-cost or loan-to-value ratios.
  • Regulatory compliance and the challenge of operating in certain states like the Dakotas.


Join us as Saurabh Shah provides valuable insights into InstaLend’s tailored financing solutions that empower real estate investors to achieve their investment goals. Discover how InstaLend’s innovative approach can help you navigate the complexities of real estate financing with ease and efficiency.

Call to Action:

  • Tune in to learn more about InstaLend’s flexible financing options.
  • Don’t miss the upcoming webinar for in-depth knowledge on real estate investing opportunities.

Connect with Saurabh Shah: